St Barts, an exclusive Caribbean island known for its luxurious lifestyle and stunning scenery, attracts visitors from around the globe. One common question among travelers is about the currency used in St Barts. Understanding the currency system is crucial for a seamless and enjoyable vacation. 

In this blog, we’ll explore the ins and outs of the currency in St Barts, from what currency is used to current exchange rates and practical tips for managing your money on the island.

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The official currency in St Barts is the Euro (€)

Currency Used in St Barts

St Barts, officially known as Saint Barthélemy, is a French overseas collectivity. As such, the official currency in St Barts is the Euro (€). This means that travelers from Europe, especially those from countries using the Euro, will find it convenient as there’s no need to exchange their money. 

For visitors from the United States and other parts of the world, understanding what currency is used in St. Barts will help in planning and budgeting their trip effectively.

St Barts' Currency System

When planning your trip, it’s essential to be aware of the current exchange rates. As of now, 1.00 US Dollar equals approximately 0.92 Euros. The value of the Euro can fluctuate, so it’s a good idea to check the latest rates before you travel. Websites like or financial news outlets provide up-to-date information on currency exchange rates. 

Generally, most businesses in St Barts accept major credit cards, and some may also accept US dollars, although at a less favorable exchange rate compared to the Euro. Knowing the exchange rate can help you determine if using your credit card or cash is more advantageous during your stay.


ATM Usage in St. Barts

ATMs are readily available throughout St Barts, making it convenient to withdraw Euros as needed. Banks like BNP Paribas and Banque des Antilles Françaises have ATMs that accept international cards. Before you leave, notify your bank about your travel plans to avoid any issues with using your card abroad. 

Additionally, check if your bank charges foreign transaction fees, which can add up if you frequently withdraw cash. Several cards, such as Capital One, do not charge these fees. While ATMs are a reliable option, it’s wise to have some Euros on hand for smaller vendors who might not accept cards.


On a side note, there is currently no ATM for American Express (AMEX) cards on St. Barth. Nevertheless, AMEX offers a convenient service for their card members. By presenting their AMEX card at an AMEX office located near the airport, members can cash checks in Euros or USDs during emergencies. 

The service also includes replacing stolen, lost, or damaged AMEX Travelers checks, exchanging them for smaller denominations if available, and providing “Gift Check” and “Check for Two” Travelers checks upon request. Authorization from American Express is required for all services.


Example Costs of Common Expenses in St. Barts

While a vacation is a time to splash out and make the most of your hard-earned time off, it’s still wise to keep tabs on your outgoings. Understanding the cost of common expenses in St Barts can help you budget accordingly. 

Here are some examples to give you an idea of what things cost:

  • A cup of coffee: €3-€5 ($3.25-$5.42)
  • Bottle of water: €2-€3 ($2.17-$3.25)
  • Dinner at a mid-range restaurant: €50-€70 ($54.16-$75.83) per person
  • A cocktail at a beach bar: €20-€30 
  • Day pass at a luxury beach club: €100-€150
  • Taxi ride (within Gustavia): €20-€30
  • Beach chair rental: €20-€30 per day
  • Souvenirs: €10-€50 depending on the item

These costs reflect the luxurious nature of the island, and it’s good to plan your expenses to ensure a comfortable and enjoyable stay.

It’s worth noting that costs may be further elevated in the more exclusive hotels, resorts and beach clubs.

Travel Money Tips for your trip to St. Barts

To make the most of your St. Barts vacation, it’s essential to understand the local currency system. The currency in St. Barts is the Euro, and being aware of current exchange rates, ATM availability, and typical expenses can help you manage your finances efficiently. 

To finish off, here are a few travel money tips for your trip:

  • Carry a mix of cash and cards: While cards are widely accepted (contactless being the preferred method of payment), having some cash is always useful.
  • Monitor exchange rates: Knowing the best times to exchange money can save you a considerable amount. For instance, exchange rates on the island tend to be worse so consider exchanging your money at your local bank before you travel for a better rate.
  • Inform your bank: Avoid any disruptions in accessing your funds by notifying your bank about your travel plans..

*Exchange rates as per and are valid as of 29th May 2024. Exchange rates are subject to change.

Plan your Visit to St. Barts

Make sure your trip to St Barts is spent in the lap of luxury. Choose a vacation rental property that matches the island’s style and exclusive way of life.

Bucket List Villa is delighted to offer exclusive villas on St Barts so you can indulge in the ultimate Caribbean luxury. Our fully-equipped range of villas will satisfy all your wishes, tastes and requirements. Contact Bucket List Villa today and our reservation team will take care of everything. All you need to do is pack your bags and prepare yourself for the trip of a lifetime. Island life awaits.